
TCF & Associates are a team of independent industry professionals with over 100 years of combined experience in our respective fields.
Our focus on quality, ethics and innovation ensures that you receive the best service possible. Trust us to take care of your claims’ needs and find peace of mind that we fight for what is right. We specialise in investigating and reporting on Short-Term Insurance, Civil and Road Accident Fund claims.
Our team is dedicated to supporting you and all services are compliant and in accordance with the dictated policies, procedures and standards set out by ‘The Institute of Loss Adjusters of Southern Africa’, Legislation and other governing authorities.
Where exceptional claims service and favourable claims experience is our primary focus
TCF & Associates are a team of experienced practitioners who offer an array of services that will help you take the first step towards understanding and managing your insurance and civil claims better.
With our combined years of experience, our team understands the workings and subjectiveness that accompany a traumatic event or loss that is often associated with the ‘claim’ process, and the importance of involving experts from the beginning.

‘Justice’ and ‘Treating Customers Fairly’ remain at the core of each assessment or investigations. We specialise in four key areas.
Why TCF Assessing?
Mission Statement
At TCF & Associates, our unwavering mission is to deliver efficient, fair, and professional investigative and assessment services that adhere to all regulations, while also providing our clients with the peace of mind they deserve during the claims process.
Company Vision
TCF & Associates are dedicated to empowering all parties involved in civil claims, including clients and the insurance industry. Our focus on developing cost-effective claims systems is matched by our commitment to compassion and empathy towards those we serve, ensuring a professional and reputable approach.
To achieve this, our new website provides clients with a comprehensive hub for insurance and claims information, tools, and resources. This includes access to reputable professionals and education on the insurance industry and claims process, enabling clients to make informed decisions and reducing common issues during claims.
We specialise in investigating and reporting on Short-Term Insurance, Civil and Road Accident Fund claims.
The benefits of working with our team of specialists include:- Convenience of having multiple experts under one roof
- A team of experienced practitioners at your service
- Practitioners with an average of 20+ years of experience
- Improved efficiency of the claims and investigative process
- Diverse perspectives and methods for handling claims effectively and efficiently
All of our services are compliant with the policies, procedures and standards set out by the Institute of Loss Adjusters of Southern Africa, legislation and other governing authorities. You can trust our team to provide you with the expert assistance you need to navigate the claims process and achieve the results you deserve. Our team’s expertise, combined with our passion for making a positive impact on the claims process is what sets us apart.
100 +
Years of extensive combined experience in our team
TOP BEST
We partner with 20 of South Africa’s Top 100 Short Term Insurance Companies
5000 +
10 +
Latest News
TCF Assessing’s new website aims to empower clients by providing a one-stop hub for insurance and claims information, tools, and resources. It includes information on the insurance industry, claims process, and access to reputable professionals. The goal is to educate clients and help them make informed decisions, preventing common issues at the claim stage.

What you need to know about…..Road Accident Fund Claims
“…Enrollment of matters on the RAF trial role:
In order to certify the matter ready for trial, the plaintiff’s attorney shall ensure that the following are included;…”

A standard act – insurer’s repudiation due to regulatory non-compliance
It is likely that the non-compliance would have to be material and related to the damage caused in order for an Insured to lawfully repudiate on a claim, but this is a topic in and of itself.

Consequences arising from termination of a contract after practical completion (JBCC Minor Works)
Deductions & withholding payment on payment certificates

Areas we service in KwaZulu-Natal
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Take the first step towards understanding and managing your insurance and claims
Trust TCF & Associates to guide you through the process and give you the support you need. Our team of experienced industry experts is ready to help.